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Abu Dhabi Commercial Bank

ADX:ADCBFinanceADX:FADGIADX:FADSI

AED 16.30+1.37%At closeAt close · Mon 19 Oct · Market cap $35.1B · Next earnings Wed 28 Oct

AED billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Depreciation & amortization	0.5	0.5	0.5	0.5	0.4	0.4	—	—
Change in working capital	0.3	0.4	0.1	0.5	0.4	(2.3)	(2.4)	−6.0%
Operating cash flow	9.6	9.1	10.8	12.5	14.0	12.8	12.7	−0.5%
Capital expenditure	(0.2)	(0.2)	(0.3)	(0.3)	(0.4)	0.0	(0.2)	—
Dividends paid	(2.6)	(1.9)	(2.6)	(1.3)	(4.1)	(4.3)	(5.0)	−15.4%
Free cash flow	9.4	8.9	10.5	12.2	13.6	—	—	—