The Jammu & Kashmir Bank Limited

BOM:JKBANKFinancial Services

——At close · Market cap —

JKBANK · Income statement · TradingHolo

INR billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	YoY
Revenue	88.4	88.0	101.3	120.5	136.9	141.1	+3.1%
Cost of revenue	0.0	0.0	0.0	0.0	0.0	73.0	—
Gross profit	88.4	88.0	101.3	120.5	0.0	68.0	—
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—
Selling, general & administrative	0.0	0.0	0.0	19.3	0.0	24.9	—
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	—
Operating expenses	5.7	6.7	6.7	9.7	40.5	38.4	−5.1%
Operating income	7.0	7.2	18.0	23.9	29.4	29.6	+0.6%
Interest expense	2.0	0.0	0.4	0.0	0.0	72.7	—
Interest income	0.0	0.0	0.0	0.0	0.0	131.5	—
Other income / expense	(1.7)	0.3	(0.2)	0.0	0.0	0.1	+80.8%
Pre-tax income	5.3	7.5	17.9	23.9	29.4	29.6	+0.9%
Income tax	1.0	2.4	5.9	6.2	8.5	6.0	−30.1%
Net income	4.3	4.9	11.8	17.7	20.8	23.6	+13.3%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—
Other net income adjustments	0.0	(0.1)	(0.2)	0.0	(0.0)	(0.1)	−83.2%
EPS, basic (per share)	6.01	5.96	12.25	16.97	18.91	7.25	−61.7%
EPS, diluted (per share)	6.01	5.96	12.25	16.97	18.91	7.25	−61.7%
EBITDA	6.6	8.9	19.4	26.1	29.4	30.9	+5.2%
Depreciation & amortization	1.3	1.4	1.6	2.2	0.0	1.3	—
Weighted average shares (shares)	713,450,938	830,751,542	963,589,450	1,043,876,543	1,101,182,463	3,254,497,000	+195.5%
Weighted average diluted shares (shares)	713,450,938	830,751,542	963,589,450	1,043,876,543	1,101,182,463	3,254,497,000	+195.5%
Gross margin	100.0%	100.0%	100.0%	100.0%	0.0%	48.2%	—
Operating margin	7.9%	8.1%	17.8%	19.8%	21.5%	21.0%	−0.5 pts
Net margin	4.8%	5.6%	11.7%	14.7%	15.2%	16.7%	+1.5 pts

INR billionsUpdated Tue 31 Mar ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.