Dubai Islamic Bank PJSC

DFM:DIBFinancial ServicesDFM:DFMGI

——At close · Market cap — · Next earnings Wed 28 Oct

AED billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Revenue	9.4	9.3	10.3	11.4	12.3	12.6	21.8	+73.1%
Cost of revenue	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Gross profit	9.4	9.3	10.3	11.4	12.3	12.6	—	—
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Selling, general & administrative	0.6	0.6	0.7	0.9	0.8	0.8	—	—
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Operating expenses	6.2	4.8	4.7	4.3	3.4	3.6	—	—
Operating income	3.2	4.4	5.6	7.1	8.8	9.0	8.7	−2.8%
Interest expense	0.0	0.0	0.0	0.0	0.0	10.6	—	—
Interest income	0.0	0.0	0.0	0.0	0.0	19.6	—	—
Other income / expense	0.0	0.0	0.0	0.0	0.2	0.0	—	—
Pre-tax income	3.2	4.4	5.6	7.1	9.0	9.0	8.7	−2.8%
Income tax	0.0	0.0	0.1	0.1	0.8	1.2	1.2	+1.6%
Net income	3.3	4.4	5.5	6.8	7.9	7.5	7.2	−3.9%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—	—
EPS, basic (per share)	0.38	0.53	0.70	0.88	1.04	0.98	1.00	+2.1%
EPS, diluted (per share)	0.38	0.53	0.70	0.88	1.04	0.98	1.00	+2.1%
EBITDA	3.5	4.7	5.9	7.4	0.0	9.3	—	—
Depreciation & amortization	0.3	0.2	0.3	0.3	0.3	0.3	—	—
Weighted average shares (shares)	7,227,111,000	7,227,111,000	7,227,111,000	7,227,111,000	7,227,111,000	7,227,111,000	—	—
Weighted average diluted shares (shares)	7,227,111,000	7,227,111,000	7,227,111,000	7,227,111,000	7,227,111,000	7,227,111,000	—	—
Gross margin	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	—	—
Operating margin	33.9%	47.8%	54.5%	62.1%	72.1%	71.6%	40.2%	−31.4 pts
Net margin	34.9%	47.3%	52.9%	59.4%	64.7%	59.6%	33.1%	−26.5 pts

AED billionsUpdated Wed 15 Jul ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.

TTM ends 2026-06-30 and uses four consecutive reported quarters.