Markets › Pakistan › KAR › FABL

Faysal Bank Ltd

KAR:FABLFinancePSX:ALLSHRPSX:KMIALLSHR

Rs 91.17−0.35%LiveIn session · ≈ AED 1.21 · Market cap $499.47M · Next earnings Thu 22 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	YoY
Operating margin	16.8%	21.3%	19.7%	21.0%	21.0%	23.8%	+2.8 pts
Net margin	10.4%	13.3%	10.0%	10.0%	9.8%	11.3%	+1.6 pts
Return on equity	11.1%	12.6%	16.2%	22.3%	21.7%	19.1%	−2.7 pts
Return on assets	0.9%	1.0%	1.1%	1.5%	1.5%	1.3%	−0.3 pts
Return on capital employed	3.5%	4.0%	5.1%	6.5%	9.4%	6.4%	−3.0 pts
Debt / equity	1.5×	2.7×	4.1×	4.1×	4.5×	4.1×	−9.2%
Debt / assets	12.7%	20.6%	27.0%	27.0%	31.9%	27.3%	−4.6 pts
Interest coverage	4.7×	5.7×	6.0×	1.7×	1.6×	1.4×	−13.6%
Current ratio	0.2×	0.2×	0.2×	0.1×	0.1×	0.1×	+6.5%
Quick ratio	0.2×	0.2×	0.2×	0.1×	0.1×	0.1×	+6.5%
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.2×	0.1×	−28.7%
Dividend payout	0.0%	9.0%	91.1%	22.1%	69.0%	46.4%	−22.5 pts