HMB · Ratios · TradingHolo

Markets › Pakistan › KAR › HMB

Habib Metropolitan Bank Ltd

KAR:HMBFinancePSX:ALLSHRPSX:KSE100

Rs 96.23+0.52%LiveIn session · ≈ AED 1.28 · Market cap $364.92M · Next earnings Fri 23 Oct

🔔 Alert▶ Test a strategy

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Trend	YoY
Operating margin	23.6%	25.7%	19.4%	23.8%	21.1%	27.1%		+6.0 pts
Net margin	13.9%	15.8%	9.7%	10.9%	9.5%	12.1%		+2.6 pts
Return on equity	20.8%	21.3%	19.2%	26.1%	21.5%	17.6%		−3.9 pts
Return on assets	1.2%	1.1%	1.0%	1.6%	1.6%	1.3%		−0.3 pts
Return on capital employed	5.3%	5.0%	5.6%	11.5%	12.8%	8.8%		−4.0 pts
Debt / equity	3.9×	5.7×	5.2×	3.8×	3.3×	3.2×		−1.3%
Debt / assets	21.7%	29.3%	27.4%	22.8%	24.9%	24.6%		−0.3 pts
Interest coverage	1.7×	1.7×	1.0×	1.4×	1.1×	1.4×		+25.6%
Current ratio	0.2×	0.2×	0.1×	0.2×	0.2×	0.2×		+9.3%
Quick ratio	0.2×	0.2×	0.1×	0.2×	0.2×	0.2×		+9.3%
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.2×	0.1×		−35.3%
Dividend payout	41.1%	36.6%	30.7%	40.2%	55.0%	56.4%		+1.4 pts

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ