Paragon Banking Group PLC

LSE:PAG.LFinancial ServicesFTSE:ASXFTSE:MCX

——At close · Market cap — · Next earnings Tue 1 Dec

GBP billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	YoY
Revenue	0.3	0.4	0.8	0.5	0.5	1.2	+147.6%
Cost of revenue	0.0	0.1	0.2	0.0	0.0	0.8	—
Gross profit	0.3	0.4	0.6	0.5	0.5	0.5	−9.7%
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—
Selling, general & administrative	0.0	0.0	0.0	0.1	0.1	0.1	+92.8%
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	—
Operating expenses	0.0	0.1	0.2	0.2	0.2	0.2	−6.0%
Operating income	0.1	0.2	0.4	0.2	0.3	0.3	+1.1%
Interest expense	0.2	0.1	0.2	0.6	0.8	0.7	−10.2%
Interest income	0.5	0.4	0.5	1.0	1.3	1.2	−5.0%
Other income / expense	(0.0)	0.0	0.2	(0.1)	(0.0)	0.0	+100.0%
Pre-tax income	0.1	0.2	0.4	0.2	0.3	0.3	+1.1%
Income tax	0.0	0.0	0.1	0.0	0.1	0.1	+12.4%
Net income	0.1	0.2	0.3	0.2	0.2	0.2	−3.1%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—
EPS, basic (per share)	0.36	0.65	1.29	0.69	0.89	0.91	+2.2%
EPS, diluted (per share)	0.36	0.63	1.26	0.66	0.85	0.88	+3.5%
EBITDA	0.1	0.2	0.4	0.2	0.3	0.3	+4.6%
Depreciation & amortization	0.0	0.0	0.0	0.0	0.0	0.0	+139.4%
Weighted average shares (shares)	253,600,000	252,300,000	242,700,000	232,127,000	210,100,000	197,700,000	−5.9%
Weighted average diluted shares (shares)	256,100,000	261,200,000	249,100,000	232,100,000	218,400,000	205,200,000	−6.0%
Gross margin	100.0%	101.9%	77.6%	100.0%	100.0%	36.5%	−63.5 pts
Operating margin	38.7%	60.3%	53.6%	43.9%	50.6%	20.7%	−30.0 pts
Net margin	29.5%	46.4%	40.2%	33.8%	37.1%	14.5%	−22.6 pts

GBP billionsUpdated 30 Sep 2025 ·

ⓘ

Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.