BayCom Corp

NAS:BCMLFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$31.02−0.42%At closeAt close · Tue 20 Oct · ≈ AED 113.92 · Market cap $338.74M · Next earnings Mon 19 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	79.9%	90.0%	86.7%	77.1%	69.6%	68.4%	—	—
Operating margin	19.1%	30.7%	29.2%	28.7%	23.3%	23.2%	23.2%	+0.0 pts
Net margin	14.4%	22.3%	21.3%	20.6%	17.1%	16.9%	16.9%	+0.0 pts
EBITDA margin	22.9%	34.8%	32.8%	30.9%	25.7%	25.4%	—	—
Return on equity	5.4%	7.9%	7.5%	8.8%	7.3%	7.1%	7.1%	+0.0 pts
Return on assets	0.6%	0.9%	0.9%	1.1%	0.9%	0.9%	0.9%	+0.0 pts
Return on capital employed	5.3%	8.1%	7.9%	9.1%	7.5%	1.3%	—	—
Debt / equity	0.4×	0.3×	0.3×	0.3×	0.3×	0.1×	0.1×	+0.0%
Debt / assets	4.1%	3.6%	3.6%	3.4%	3.3%	0.9%	—	—
Interest coverage	2.0×	3.2×	3.1×	1.3×	0.8×	0.8×	—	—
Current ratio	0.1×	0.1×	0.1×	0.0×	0.0×	55.1×	55.1×	+0.0%
Quick ratio	0.1×	0.1×	0.1×	0.0×	0.0×	55.1×	—	—
Cash ratio	0.0×	0.0×	0.0×	0.0×	0.0×	7.1×	7.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	6.0×	5.6×	3.7×	4.2×	4.8×	17.0×	—	—
Dividend payout	0.0%	0.0%	8.5%	13.3%	14.3%	27.6%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.