Pathward Financial Inc

NAS:CASHFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$72.24−0.95%At closeAt close · Tue 20 Oct · ≈ AED 265.30 · Market cap $1.5B · Next earnings Tue 20 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	79.3%	89.0%	88.2%	80.4%	88.1%	90.0%	—	—
Operating margin	24.1%	30.4%	34.4%	25.4%	32.7%	32.6%	32.6%	+0.0 pts
Net margin	22.0%	27.5%	28.9%	23.4%	27.4%	27.1%	27.3%	+0.1 pts
EBITDA margin	36.8%	41.8%	46.2%	36.0%	41.3%	41.3%	—	—
Return on equity	12.4%	16.3%	23.4%	22.0%	21.8%	21.7%	21.8%	+0.1 pts
Return on assets	1.7%	2.1%	2.2%	1.9%	2.4%	2.6%	2.6%	+0.0 pts
Return on capital employed	12.2%	16.2%	26.5%	22.7%	16.9%	17.5%	—	—
Debt / equity	0.1×	0.1×	0.1×	0.1×	0.5×	0.0×	0.0×	+0.1%
Debt / assets	1.6%	1.5%	0.5%	0.6%	5.4%	0.6%	—	—
Interest coverage	3.4×	22.8×	37.0×	14.3×	10.3×	19.2×	—	—
Current ratio	0.2×	0.4×	0.4×	0.3×	0.3×	0.2×	0.2×	+0.0%
Quick ratio	0.2×	0.4×	0.4×	0.3×	0.3×	0.2×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.1×	0.0×	0.0×	0.0×	+0.0%
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	—	—
Receivables turnover	28.7×	1.8×	2.3×	3.0×	3.6×	3.6×	—	—
Dividend payout	6.8%	4.5%	3.9%	3.8%	2.8%	2.5%	—	—

Margins, returns, leverage and liquidityUpdated 30 Sep 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.