Columbia Financial Inc

NAS:CLBKFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$10.56−1.03%At closeAt close · Mon 19 Oct · ≈ AED 38.78 · Market cap $2.85B · Next earnings Mon 19 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	71.9%	91.2%	85.8%	54.1%	36.5%	50.3%	—	—
Operating margin	23.4%	40.8%	34.4%	10.9%	−3.5%	11.9%	11.9%	+0.0 pts
Net margin	17.7%	29.8%	25.3%	8.5%	−2.6%	10.2%	10.2%	+0.0 pts
EBITDA margin	26.6%	44.6%	38.3%	14.3%	−0.3%	13.6%	—	—
Return on equity	5.7%	8.5%	8.2%	3.5%	−1.1%	4.5%	4.5%	+0.0 pts
Return on assets	0.7%	1.0%	0.8%	0.3%	−0.1%	0.5%	0.5%	+0.0 pts
Return on capital employed	4.1%	8.5%	5.3%	1.6%	−0.7%	1.0%	—	—
Debt / equity	0.8×	0.3×	1.1×	1.5×	1.0×	1.0×	1.0×	+0.0%
Debt / assets	9.1%	4.1%	10.8%	14.4%	10.3%	10.7%	—	—
Interest coverage	1.0×	3.4×	2.7×	0.2×	−0.1×	0.3×	—	—
Current ratio	0.3×	0.2×	0.2×	0.2×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.3×	0.2×	0.2×	0.2×	0.1×	0.1×	—	—
Cash ratio	0.1×	0.0×	0.0×	0.1×	0.0×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Receivables turnover	11.1×	10.9×	10.0×	10.7×	11.2×	12.2×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.