Enterprise Financial Services Corp

NAS:EFSCFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

——At close · Market cap — · Next earnings Wed 21 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	71.2%	91.4%	92.4%	67.9%	62.6%	68.4%	—	—
Operating margin	26.5%	40.0%	48.6%	33.2%	28.4%	31.1%	31.1%	+0.0 pts
Net margin	21.4%	31.6%	38.0%	26.1%	22.7%	22.1%	22.1%	+0.0 pts
EBITDA margin	29.9%	43.4%	51.2%	34.7%	29.6%	31.9%	—	—
Return on equity	6.9%	8.7%	13.3%	11.3%	10.2%	9.9%	9.9%	+0.0 pts
Return on assets	0.8%	1.0%	1.6%	1.3%	1.2%	1.2%	1.2%	+0.0 pts
Return on capital employed	6.1%	9.1%	13.3%	11.8%	10.5%	1.6%	—	—
Debt / equity	0.5×	0.4×	0.4×	0.3×	0.2×	0.2×	0.2×	+0.0%
Debt / assets	5.7%	4.1%	4.4%	3.1%	2.8%	2.9%	—	—
Interest coverage	2.6×	7.3×	6.3×	1.2×	0.8×	1.1×	—	—
Current ratio	0.2×	0.3×	0.2×	0.2×	0.1×	27.2×	27.2×	+0.0%
Quick ratio	0.2×	0.3×	0.2×	0.2×	0.1×	27.2×	—	—
Cash ratio	0.1×	0.2×	0.0×	0.0×	0.1×	27.2×	27.2×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	—	—	—	—	—	15.6×	—	—
Dividend payout	26.6%	19.7%	18.5%	21.2%	23.4%	24.3%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.