Home Bancorp Inc

NAS:HBCPFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$65.78−0.18%At closeAt close · Tue 20 Oct · ≈ AED 241.58 · Market cap $517.74M

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	79.2%	103.1%	88.8%	74.3%	66.4%	70.5%	—	—
Operating margin	26.0%	49.1%	30.4%	28.1%	22.7%	27.7%	27.7%	+0.0 pts
Net margin	20.9%	39.5%	24.4%	22.6%	18.3%	22.0%	22.0%	+0.0 pts
EBITDA margin	28.7%	51.6%	32.9%	30.1%	24.4%	29.3%	—	—
Return on equity	7.7%	13.8%	10.3%	11.0%	9.2%	10.6%	10.6%	+0.0 pts
Return on assets	1.0%	1.7%	1.1%	1.2%	1.1%	1.3%	1.3%	+0.0 pts
Return on capital employed	8.6%	15.8%	10.3%	10.0%	8.6%	3.8%	—	—
Debt / equity	0.1×	0.1×	0.7×	0.7×	0.6×	0.1×	0.1×	+0.0%
Debt / assets	1.3%	1.1%	7.3%	7.6%	6.8%	1.7%	—	—
Interest coverage	2.6×	10.2×	5.4×	1.2×	0.7×	1.0×	—	—
Current ratio	0.2×	0.4×	0.2×	0.0×	0.0×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.4×	0.2×	0.0×	0.0×	0.1×	—	—
Cash ratio	0.1×	0.2×	0.0×	0.0×	0.0×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	2.9×	3.0×	1.9×	—	—	—	—	—
Dividend payout	31.9%	16.2%	22.8%	20.4%	22.5%	19.5%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.