Markets › United States › NAS › HIFS

Hingham Institution for Savings

NAS:HIFSFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$293.48−0.16%At closeAt close · Sat 17 Oct · ≈ AED 1,077.81 · Market cap $639.86M

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	79.7%	91.0%	68.4%	33.3%	30.1%	43.6%	—	—
Operating margin	60.8%	75.1%	45.9%	18.5%	16.8%	30.7%	30.7%	+0.0 pts
Net margin	44.0%	54.6%	31.7%	13.8%	13.0%	23.0%	23.0%	+0.0 pts
EBITDA margin	61.4%	75.5%	46.3%	18.9%	17.1%	31.0%	—	—
Return on equity	17.3%	19.0%	9.7%	6.5%	6.5%	11.4%	11.4%	+0.0 pts
Return on assets	1.8%	2.0%	0.9%	0.6%	0.6%	1.2%	1.2%	+0.0 pts
Return on capital employed	9.8%	8.9%	3.2%	1.7%	2.9%	1.9%	—	—
Debt / equity	1.4×	1.9×	3.3×	4.2×	3.5×	3.1×	3.1×	+0.0%
Debt / assets	14.3%	19.4%	30.4%	37.7%	33.6%	32.2%	—	—
Interest coverage	3.3×	11.5×	1.7×	0.3×	0.2×	0.5×	—	—
Current ratio	0.1×	0.1×	0.1×	0.2×	0.1×	0.0×	0.0×	+0.0%
Quick ratio	0.1×	0.1×	0.1×	0.2×	0.1×	0.0×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.2×	0.1×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.1×	—	—
Receivables turnover	21.9×	22.6×	16.6×	22.3×	24.8×	25.7×	—	—
Dividend payout	9.7%	8.6%	17.5%	25.7%	19.4%	10.1%	—	—