Northwest Bancshares Inc

NAS:NWBIFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$15.09+1.51%At closeAt close · Wed 21 Oct · ≈ AED 55.40 · Market cap $2.21B · Next earnings Mon 26 Oct · Extended $15.08 −0.03%

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	77.6%	97.9%	89.9%	75.0%	65.8%	68.3%	—	—
Operating margin	16.4%	37.7%	31.1%	25.0%	17.2%	18.8%	18.8%	+0.0 pts
Net margin	13.3%	28.9%	24.0%	19.3%	13.3%	14.4%	14.4%	+0.0 pts
EBITDA margin	17.3%	38.9%	32.3%	28.5%	20.0%	18.8%	—	—
Return on equity	4.9%	9.7%	9.0%	8.7%	6.3%	6.7%	6.7%	+0.0 pts
Return on assets	0.5%	1.1%	0.9%	0.9%	0.7%	0.8%	0.8%	+0.0 pts
Return on capital employed	4.5%	9.8%	8.8%	8.6%	6.3%	5.8%	—	—
Debt / equity	0.3×	0.2×	0.6×	0.4×	0.3×	0.2×	0.2×	+0.0%
Debt / assets	3.0%	2.7%	6.5%	4.5%	3.1%	2.7%	—	—
Interest coverage	2.2×	7.4×	6.2×	1.2×	0.6×	0.7×	—	—
Current ratio	0.2×	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.2×	0.1×	0.1×	0.1×	0.1×	—	—
Cash ratio	0.1×	0.1×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.1×	0.1×	—	—
Receivables turnover	15.8×	20.9×	15.7×	14.8×	16.3×	15.6×	—	—
Dividend payout	124.4%	65.0%	75.9%	75.3%	101.6%	87.2%	—	—