Markets › United States › NAS › WABC

Westamerica Bancorp

NAS:WABCFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$61.02+1.53%At closeAt close · Tue 20 Oct · ≈ AED 224.10 · Market cap $1.41B · Next earnings Thu 21 Jan

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	97.1%	99.1%	99.3%	99.2%	94.3%	95.2%	—	—
Operating margin	51.4%	54.0%	62.0%	67.7%	60.8%	57.6%	57.6%	+0.0 pts
Net margin	38.7%	39.9%	45.7%	49.4%	44.6%	42.7%	42.7%	+0.0 pts
EBITDA margin	62.2%	61.6%	68.3%	71.2%	64.1%	59.9%	—	—
Return on equity	9.5%	10.5%	20.3%	20.9%	15.6%	12.4%	12.4%	+0.0 pts
Return on assets	1.2%	1.2%	1.8%	2.5%	2.3%	1.9%	1.9%	+0.0 pts
Return on capital employed	11.2%	13.0%	24.8%	26.6%	20.0%	15.9%	—	—
Debt / equity	0.1×	0.2×	0.1×	0.1×	0.2×	0.2×	0.2×	+0.0%
Debt / assets	1.8%	2.2%	1.1%	1.2%	2.3%	2.7%	—	—
Interest coverage	58.6×	59.9×	86.0×	57.0×	10.9×	11.4×	—	—
Current ratio	0.8×	0.9×	0.7×	0.8×	0.4×	0.4×	0.4×	+0.0%
Quick ratio	0.8×	0.9×	0.7×	0.8×	0.4×	0.4×	—	—
Cash ratio	0.1×	0.2×	0.0×	0.0×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.0×	—	—
Receivables turnover	6.3×	6.1×	5.0×	6.0×	7.0×	7.3×	—	—
Dividend payout	55.1%	51.2%	37.0%	28.4%	33.9%	40.4%	—	—