Wintrust Financial Corp

NAS:WTFCFinancial ServicesNASDAQ:BANKSTOXX:EDD24BP

$142.44−1.14%At closeAt close · Tue 20 Oct · ≈ AED 523.11 · Market cap $9.61B

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	75.4%	95.1%	85.0%	64.8%	59.3%	62.2%	—	—
Operating margin	20.5%	34.3%	31.7%	25.4%	23.9%	26.4%	26.4%	+0.0 pts
Net margin	15.4%	25.0%	23.1%	18.7%	17.5%	19.5%	19.5%	+0.0 pts
EBITDA margin	25.6%	39.7%	35.4%	27.9%	26.4%	28.5%	—	—
Return on equity	7.1%	10.4%	10.6%	11.5%	11.0%	11.3%	11.3%	+0.0 pts
Return on assets	0.6%	0.9%	1.0%	1.1%	1.1%	1.2%	1.2%	+0.0 pts
Return on capital employed	5.1%	9.3%	8.7%	9.3%	7.7%	4.9%	—	—
Debt / equity	0.6×	0.5×	0.8×	0.7×	0.7×	0.6×	0.6×	+0.0%
Debt / assets	5.4%	4.8%	6.8%	6.5%	6.5%	6.3%	—	—
Interest coverage	1.5×	4.2×	2.8×	0.8×	0.6×	0.7×	—	—
Current ratio	0.2×	0.2×	0.1×	0.1×	0.2×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.2×	0.1×	0.1×	0.2×	0.1×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.1×	0.1×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	108.8×	71.4×	2.4×	4.7×	219.1×	—	—	—
Dividend payout	29.3%	21.2%	21.2%	20.2%	20.6%	20.6%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.