City Union Bank Ltd

City Union Bank Limited, an Indian financial institution based in Kumbakonam and established in 1904 (formerly known as The Kumbakonam City Union Bank Limited until its name change in November 1987), delivers a broad spectrum of banking and financial solutions to both individual and corporate clients throughout India. Its operations are organized across four primary divisions: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Activities. The bank offers a diverse array of deposit products, encompassing savings, current, fixed, flexible fixed, recurring, and tax-saving accounts, in addition to specialized NRI banking services. Its lending portfolio addresses various needs, providing consumer, auto (two and four-wheeler), home, educational, property, personal, and agricultural gold loans, alongside working capital, business, foreign currency, agricultural term, and small road transport operator loans. Furthermore, it extends credit facilities such as cash credits, bank guarantees, letters of credit, bill financing, and gold-backed overdrafts. For international commerce, City Union Bank furnishes services including export and import assistance, remittance processing, correspondent banking, and treasury risk management. Beyond traditional banking, the company provides essential amenities like locker facilities, ATMs (including bulk note recyclers), cash deposit machines, point-of-sale terminals, dematerialized accounts, and various insurance products. Customers also have access to debit/prepaid and credit card services. The bank leverages technology to deliver a suite of digital banking and payment solutions, including cash management, government payment services, National Electronic Funds Transfer (NEFT), Immediate Payment Service (IMPS), Real-Time Gross Settlement (RTGS), National Automated Clearing House (NACH), and other tech-driven services. Its extensive operational footprint includes a wide network of branches, ATMs, passbook kiosks, and cheque deposit kiosks.