Utkarsh Small Finance Bank Ltd

Operating across India, Utkarsh Small Finance Bank Limited delivers a comprehensive range of banking and financial services. For individual clients, it provides various deposit options, including savings and diverse term deposits (fixed, recurring, and tax-saving), alongside debit and credit cards. The bank addresses personal financing needs through numerous loan products such as home, personal, gold, and loans against property. It further offers investment solutions, life and general insurance, and a host of convenient services like remittances, bill payments, locker facilities, and overdrafts against fixed deposits, all accessible via ATM, branch networks, and digital platforms. Businesses, too, benefit from a wide array of services, including current and institutional banking accounts. The bank offers specialized lending to enterprises of all sizes, encompassing micro banking group loans, MSME financing, wholesale loans, and funding for commercial vehicles and construction equipment. Investment products and insurance options are also available for business customers, complemented by accessible digital and physical banking channels for remittances and bill payments. Established in 2016 and headquartered in Varanasi, India, the bank operates as a subsidiary of Utkarsh CoreInvest Limited.