Amerant Bancorp Inc

NYSE:AMTBFinancial ServicesCBOEFTSE:MRUTrussell2000

$29.66+1.82%At closeAt close · Fri 23 Oct · ≈ AED 108.93 · Market cap $1.16B · Next earnings Tue 27 Oct · Extended $30.50 +2.83%

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	52.2%	91.5%	77.8%	48.6%	42.6%	57.4%	—	—
Operating margin	−1.3%	46.8%	20.3%	7.5%	−4.2%	10.1%	10.1%	+0.0 pts
Net margin	−0.5%	36.7%	16.4%	5.9%	−2.7%	8.0%	8.0%	+0.0 pts
EBITDA margin	1.5%	49.2%	21.8%	8.7%	−3.0%	10.8%	—	—
Return on equity	−0.2%	13.5%	8.9%	4.4%	−1.8%	5.6%	5.6%	+0.0 pts
Return on assets	−0.0%	1.5%	0.7%	0.3%	−0.2%	0.5%	0.5%	+0.0 pts
Return on capital employed	−0.2%	7.2%	3.8%	2.3%	−1.2%	1.7%	—	—
Debt / equity	1.5×	1.3×	1.7×	1.3×	1.1×	1.1×	1.1×	+0.0%
Debt / assets	15.1%	14.0%	13.1%	9.5%	10.1%	10.6%	—	—
Interest coverage	−0.1×	3.4×	1.1×	0.2×	−0.1×	0.3×	—	—
Current ratio	0.3×	0.3×	0.2×	0.2×	0.3×	0.4×	0.4×	+0.0%
Quick ratio	0.3×	0.3×	0.2×	0.2×	0.3×	0.4×	—	—
Cash ratio	0.0×	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	3.6×	3.3×	2.5×	—	—	80.9×	—	—
Dividend payout	0.0%	0.0%	19.3%	37.1%	−81.4%	21.8%	—	—