Bank of Nova Scotia

NYSE:BNSFinancial Services

$91.14−0.50%At closeAt close · Tue 20 Oct · ≈ AED 334.71 · Market cap $112.23B · Next earnings Wed 2 Dec · Extended $91.83 +0.76%

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	100.0%	100.0%	100.0%	100.0%	100.3%	44.3%	—	—
Operating margin	26.6%	40.4%	90.3%	27.3%	44.7%	14.4%	14.4%	+0.0 pts
Net margin	21.7%	31.1%	31.8%	23.3%	26.3%	10.6%	10.6%	+0.0 pts
EBITDA margin	31.0%	45.3%	45.6%	36.1%	35.8%	16.6%	—	—
Return on equity	9.9%	13.6%	13.5%	9.6%	9.4%	9.0%	8.8%	−0.2 pts
Return on assets	0.6%	0.8%	0.7%	0.5%	0.5%	0.5%	0.5%	+0.0 pts
Return on capital employed	0.8%	1.1%	2.3%	1.1%	1.9%	2.7%	—	—
Debt / equity	0.1×	3.5×	4.2×	4.1×	3.7×	5.8×	5.7×	−1.9%
Debt / assets	0.7%	20.7%	23.0%	22.2%	21.3%	34.5%	—	—
Interest coverage	0.7×	1.6×	1.8×	0.2×	0.3×	0.3×	—	—
Current ratio	1.9×	1.4×	0.9×	0.2×	0.2×	0.1×	0.1×	+0.0%
Quick ratio	1.9×	1.4×	0.9×	0.2×	0.2×	0.1×	—	—
Cash ratio	1.2×	0.9×	0.5×	0.1×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.1×	—	—
Receivables turnover	3.6×	3.4×	2.3×	2.3×	2.3×	4.9×	—	—
Dividend payout	67.3%	47.8%	51.6%	73.2%	73.1%	75.4%	—	—