Customers Bancorp, Inc.

NYSE:CUBI-PEFinancial Services

——At close · Market cap —

CUBI-PE · Income statement · TradingHolo

USD billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	YoY
Revenue	0.6	0.8	0.9	1.4	1.4	1.4	+3.9%
Cost of revenue	0.2	0.1	0.3	0.8	0.7	0.7	−8.3%
Gross profit	0.4	0.7	0.6	0.7	0.6	0.7	+18.9%
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—
Selling, general & administrative	0.1	0.1	0.1	0.2	0.2	0.2	+0.7%
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	−45.7%
Operating expenses	0.2	0.3	0.3	0.3	0.4	0.4	+7.5%
Operating income	0.2	0.4	0.3	0.3	0.2	0.3	+38.5%
Interest expense	0.1	0.1	0.3	0.7	0.7	0.6	−9.6%
Interest income	0.5	0.8	0.9	1.4	1.3	1.4	+2.4%
Other income / expense	0.0	0.0	0.0	0.0	0.0	(0.0)	—
Pre-tax income	0.2	0.4	0.3	0.3	0.2	0.3	+28.5%
Income tax	0.0	0.1	0.1	0.1	0.0	0.1	+50.0%
Net income	0.1	0.3	0.2	0.3	0.2	0.2	+23.5%
Discontinued operations	(0.0)	(0.0)	0.0	0.0	0.0	0.0	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—
EPS, basic (per share)	4.09	10.51	6.69	7.49	5.28	6.40	+21.2%
EPS, diluted (per share)	4.07	10.08	6.51	7.32	5.09	6.20	+21.8%
EBITDA	0.2	0.5	0.3	0.4	0.3	0.4	+36.3%
Depreciation & amortization	0.0	0.0	0.0	0.0	0.0	0.0	+21.7%
Weighted average shares (shares)	31,507,000	32,312,000	32,633,000	31,436,000	31,509,000	34,189,268	+8.5%
Weighted average diluted shares (shares)	31,728,000	33,698,000	33,548,000	32,159,000	32,719,000	35,400,000	+8.2%
Gross margin	66.3%	85.4%	64.1%	46.9%	45.1%	51.6%	+6.5 pts
Operating margin	31.6%	52.2%	32.5%	23.3%	16.5%	22.0%	+5.5 pts
Net margin	22.1%	37.3%	25.5%	17.6%	13.3%	15.8%	+2.5 pts

USD billionsUpdated Fri 8 May ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.