Metropolitan Bank Holding Corp

NYSE:MCBFinancial ServicesCBOEFTSE:MRUTrussell2000

——At close · Market cap — · Next earnings Tue 20 Oct

MCB · Income statement · TradingHolo

USD millions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Revenue	160.1	197.0	287.3	403.3	492.2	527.1	145.0	−72.5%
Cost of revenue	27.7	20.1	41.7	164.9	221.6	249.6	—	—
Gross profit	132.4	176.9	245.6	238.5	270.7	277.5	—	—
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Selling, general & administrative	41.8	49.8	61.9	76.0	89.6	94.4	—	—
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Operating expenses	74.5	87.3	148.7	131.5	173.6	176.0	—	—
Operating income	57.9	89.6	96.9	106.9	97.1	101.5	123.6	+21.8%
Interest expense	18.2	16.3	31.6	152.6	215.3	212.0	54.3	−74.4%
Interest income	143.1	173.3	260.7	375.4	468.4	515.3	—	—
Other income / expense	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Pre-tax income	57.9	89.6	96.9	106.9	97.1	101.5	123.6	+21.8%
Income tax	18.5	29.0	37.5	29.7	30.4	30.4	37.0	+21.7%
Net income	39.5	60.6	59.4	77.3	66.7	71.1	86.6	+21.8%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—	—
EPS, basic (per share)	4.76	6.64	5.42	6.95	5.96	6.71	8.00	+19.2%
EPS, diluted (per share)	4.66	6.45	5.29	6.91	5.93	6.62	7.90	+19.3%
EBITDA	62.5	94.6	106.6	114.1	85.7	90.5	—	—
Depreciation & amortization	4.6	5.1	9.7	7.1	(11.4)	(11.1)	1.6	+114.3%
Weighted average shares (shares)	8,221,000	9,012,000	10,929,000	11,060,000	11,179,000	10,594,606	—	—
Weighted average diluted shares (shares)	8,398,000	9,273,000	11,200,000	11,130,000	11,255,000	10,741,670	—	—
Gross margin	82.7%	89.8%	85.5%	59.1%	55.0%	52.6%	—	—
Operating margin	36.2%	45.5%	33.7%	26.5%	19.7%	19.3%	85.3%	+66.0 pts
Net margin	24.7%	30.7%	20.7%	19.2%	13.5%	13.5%	59.8%	+46.3 pts

USD millionsUpdated Fri 31 Jul ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.

TTM ends 2026-06-30 and uses four consecutive reported quarters.