Bank of N.T Butterfield & Son Ltd

NYSE:NTBFinancial ServicesCBOEFTSE:MRUTrussell2000

$59.57+2.08%LiveIn session · ≈ AED 218.75 · Market cap $2.34B · Next earnings Tue 27 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	100.0%	95.8%	90.6%	76.0%	71.1%	75.9%	—	—
Operating margin	0.0%	31.8%	35.9%	29.7%	27.0%	29.8%	29.8%	+0.0 pts
Net margin	29.3%	31.2%	35.3%	29.6%	26.5%	29.0%	29.0%	+0.0 pts
EBITDA margin	0.0%	45.1%	42.5%	34.5%	32.2%	33.4%	—	—
Return on equity	15.0%	16.6%	24.7%	22.5%	21.2%	20.3%	20.3%	+0.0 pts
Return on assets	1.0%	1.1%	1.5%	1.7%	1.5%	1.6%	1.6%	+0.0 pts
Return on capital employed	0.0%	13.0%	19.3%	16.3%	15.9%	1.7%	—	—
Debt / equity	0.2×	0.2×	0.2×	0.1×	0.2×	0.0×	0.0×	+0.0%
Debt / assets	1.2%	1.1%	1.2%	0.7%	1.3%	0.3%	—	—
Interest coverage	0.0×	6.6×	4.0×	1.3×	0.9×	1.2×	—	—
Current ratio	12.8×	0.5×	0.4×	0.4×	0.4×	516.9×	516.9×	+0.0%
Quick ratio	12.8×	0.5×	0.4×	0.4×	0.4×	516.9×	—	—
Cash ratio	9.8×	0.2×	0.2×	0.1×	0.2×	305.9×	305.9×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	3.5×	3.6×	3.0×	—	—	72.1×	—	—
Dividend payout	60.4%	53.7%	40.8%	38.2%	36.8%	33.5%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.