Saudi British Bank

SAU:1060Financial ServicesTADAWUL:TBNItasi

SAR 32.90−1.61%At closeAt close · Mon 19 Oct · ≈ AED 32.22 · Market cap $18.03B · Next earnings Thu 22 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	100.0%	100.0%	100.0%	100.0%	100.0%	60.1%	—	—
Operating margin	−48.5%	51.1%	59.2%	64.2%	68.8%	34.1%	34.1%	+0.0 pts
Net margin	−46.9%	41.7%	50.0%	54.6%	57.1%	29.7%	29.7%	+0.0 pts
EBITDA margin	−40.9%	59.2%	64.0%	68.6%	0.0%	34.6%	—	—
Return on equity	−8.2%	6.1%	8.8%	12.1%	11.8%	10.7%	10.7%	+0.0 pts
Return on assets	−1.5%	1.2%	1.5%	2.0%	2.0%	1.9%	1.9%	+0.0 pts
Return on capital employed	−1.6%	1.4%	1.8%	2.4%	9.7%	2.1%	—	—
Debt / equity	0.5×	0.4×	0.6×	0.7×	0.1×	0.2×	0.2×	+0.0%
Debt / assets	8.5%	7.5%	9.9%	11.7%	2.4%	3.0%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	0.0×	0.9×	—	—
Current ratio	14.4×	—	—	3.1×	0.1×	—	—	—
Quick ratio	14.4×	—	—	3.1×	0.1×	—	—	—
Cash ratio	14.0×	—	—	2.8×	0.1×	—	—	—
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.1×	—	—
Receivables turnover	6.2×	4.9×	5.3×	6.6×	8.8×	—	—	—
Dividend payout	−28.9%	37.5%	40.7%	49.5%	48.9%	45.8%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.