Gulf General Cooperative Insurance Co

SAU:8260Financial ServicesTADAWUL:TISItasi

SAR 3.22−3.01%At closeAt close · Mon 19 Oct · ≈ AED 3.15 · Market cap $25.76M

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	90.5%	83.7%	86.5%	88.1%	82.4%	79.1%	—	—
Operating margin	4.1%	−31.8%	−26.4%	1.7%	−23.0%	−39.2%	−39.2%	+0.0 pts
Net margin	2.0%	−32.8%	−27.5%	0.9%	−24.4%	−40.4%	−39.2%	+1.2 pts
EBITDA margin	6.1%	−30.5%	−25.3%	3.0%	−21.7%	−37.6%	—	—
Return on equity	2.9%	−23.4%	−36.1%	1.2%	−42.1%	−73.0%	−70.9%	+2.1 pts
Return on assets	1.1%	−13.6%	−17.6%	0.7%	−21.7%	−34.5%	−33.5%	+1.0 pts
Return on capital employed	2.4%	−13.5%	−17.4%	1.3%	−21.1%	−33.6%	—	—
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Debt / assets	0.4%	0.2%	0.0%	0.9%	0.8%	0.6%	—	—
Interest coverage	75.6×	0.0×	−1,010.4×	1.6×	0.0×	−417.8×	—	—
Current ratio	11.7×	17.4×	0.5×	4.1×	20.4×	78.7×	78.7×	+0.0%
Quick ratio	11.7×	17.4×	0.5×	4.1×	20.4×	78.7×	—	—
Cash ratio	11.6×	17.3×	0.3×	0.8×	0.5×	6.9×	6.9×	+0.0%
Asset turnover	0.6×	0.4×	0.6×	0.8×	0.9×	0.9×	—	—
Receivables turnover	3.9×	2.7×	16.9×	18.7×	34.9×	50.4×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.