Saudi Enaya Cooperative Insurance Co

SAU:8311Financial ServicesTADAWUL:TISItasi

SAR 9.70−0.10%At closeAt close · Mon 19 Oct · ≈ AED 9.50 · Market cap $59.49M

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	95.9%	95.9%	93.1%	93.3%	83.3%	100.0%	—	—
Operating margin	−17.9%	−31.2%	−2.1%	7.8%	−10.7%	0.7%	0.7%	+0.0 pts
Net margin	−15.9%	−33.4%	−2.7%	7.6%	−10.8%	−3.7%	−3.7%	+0.0 pts
EBITDA margin	−16.4%	−29.3%	−1.2%	8.5%	−9.8%	1.9%	—	—
Return on equity	−23.3%	−103.8%	−3.7%	10.6%	−16.3%	−4.3%	−4.3%	+0.0 pts
Return on assets	−9.0%	−17.9%	−1.5%	6.0%	−9.9%	−2.9%	−2.9%	+0.0 pts
Return on capital employed	−10.1%	−16.8%	−1.2%	6.2%	−15.2%	0.6%	—	—
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Debt / assets	0.7%	0.7%	0.2%	0.0%	0.9%	0.6%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Current ratio	76.2×	97.7×	36.5×	77.5×	0.8×	112.6×	112.6×	+0.0%
Quick ratio	76.2×	97.7×	36.5×	77.5×	0.8×	112.6×	—	—
Cash ratio	76.2×	97.7×	36.5×	5.7×	0.8×	112.6×	112.6×	+0.0%
Asset turnover	0.6×	0.5×	0.5×	0.8×	0.9×	0.8×	—	—
Receivables turnover	—	2.9×	2.6×	10.9×	—	40.0×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.