Dave Inc

NAS:DAVETechnologyCBOEFTSE:MRUTNASDAQ:KFTX

$359.46−2.16%At closeAt close · Tue 20 Oct · ≈ AED 1,320.12 · Market cap $4.59B · Next earnings Tue 3 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	82.2%	84.7%	84.4%	76.3%	81.2%	86.7%	—	—
Operating margin	0.0%	−4.2%	−65.6%	−16.3%	10.0%	33.7%	33.7%	+0.0 pts
Net margin	−5.7%	−13.1%	−62.9%	−18.7%	16.7%	35.3%	35.3%	+0.0 pts
EBITDA margin	−4.2%	−9.3%	−55.0%	−12.0%	21.9%	32.9%	—	—
Return on equity	−14.0%	−51.6%	−121.0%	−55.7%	31.6%	55.5%	55.5%	+0.0 pts
Return on assets	−9.1%	−13.6%	−40.1%	−16.5%	19.3%	40.2%	40.2%	+0.0 pts
Return on capital employed	0.0%	−8.1%	−47.1%	−15.7%	13.1%	50.0%	—	—
Debt / equity	0.1×	1.9×	1.7×	2.1×	0.4×	0.2×	0.2×	+0.0%
Debt / assets	8.0%	50.0%	55.4%	61.7%	25.2%	15.4%	—	—
Interest coverage	0.0×	−2.5×	−14.6×	−3.6×	4.3×	26.5×	—	—
Current ratio	2.9×	1.5×	8.5×	10.8×	8.1×	3.8×	3.8×	+0.0%
Quick ratio	2.9×	1.5×	8.5×	10.8×	8.1×	3.8×	—	—
Cash ratio	0.2×	0.5×	0.6×	1.6×	1.4×	0.7×	0.7×	+0.0%
Asset turnover	1.6×	1.0×	0.6×	0.9×	1.2×	1.1×	—	—
Receivables turnover	3.1×	3.1×	2.0×	2.3×	2.0×	1.9×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.