Encore Capital Group Inc

NAS:ECPGFinancial ServicesCBOEFTSE:MRUTNASDAQ:NQUSSG

$96.59−3.76%LiveIn session · ≈ AED 354.73 · Market cap $2.05B · Next earnings Wed 4 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	55.6%	57.5%	55.0%	46.7%	45.9%	69.0%	—	—
Operating margin	35.5%	39.2%	33.1%	1.4%	12.0%	35.4%	35.4%	+0.0 pts
Net margin	14.1%	21.7%	13.9%	−16.9%	−10.6%	14.6%	14.6%	+0.0 pts
EBITDA margin	35.6%	40.6%	36.5%	5.2%	13.2%	37.0%	—	—
Return on equity	17.4%	29.6%	16.5%	−22.0%	−18.1%	26.3%	26.3%	+0.0 pts
Return on assets	4.4%	7.6%	4.3%	−4.5%	−2.9%	4.8%	4.8%	+0.0 pts
Return on capital employed	13.3%	16.4%	10.9%	0.4%	3.5%	11.7%	—	—
Debt / equity	2.7×	2.5×	2.5×	3.5×	4.8×	4.2×	4.2×	+0.0%
Debt / assets	67.5%	65.0%	64.3%	71.7%	76.7%	77.4%	—	—
Interest coverage	2.5×	3.7×	3.0×	0.1×	0.6×	2.2×	—	—
Current ratio	0.3×	0.3×	0.8×	1.0×	1.2×	595.1×	595.1×	+0.0%
Quick ratio	0.3×	0.3×	0.8×	1.0×	1.2×	595.1×	—	—
Cash ratio	0.2×	0.3×	0.5×	0.7×	0.9×	488.4×	488.4×	+0.0%
Asset turnover	0.3×	0.4×	0.3×	0.3×	0.3×	0.3×	—	—
Receivables turnover	56.6×	71.4×	86.9×	134.7×	44.1×	51.5×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.