First Citizens BancShares Inc

NAS:FCNCAFinancial ServicesNASDAQ:BANKSTOXX:EDD24BP

$2,097.27−1.25%LiveIn session · ≈ AED 7,702.22 · Market cap $23.27B · Next earnings Thu 22 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	92.0%	98.7%	78.2%	60.0%	62.2%	61.4%	—	—
Operating margin	32.3%	36.9%	26.7%	95.6%	24.0%	20.5%	20.5%	+0.0 pts
Net margin	25.7%	28.8%	21.5%	90.7%	18.6%	15.2%	15.2%	+0.0 pts
EBITDA margin	39.2%	44.4%	37.2%	95.1%	24.9%	23.4%	—	—
Return on equity	11.6%	11.5%	11.4%	53.9%	12.5%	9.9%	9.9%	+0.0 pts
Return on assets	1.0%	0.9%	1.0%	5.4%	1.2%	1.0%	1.0%	+0.0 pts
Return on capital employed	10.5%	11.1%	7.8%	18.1%	5.3%	4.5%	—	—
Debt / equity	0.4×	0.4×	0.7×	1.8×	1.7×	1.6×	1.6×	+0.0%
Debt / assets	3.8%	3.1%	6.4%	17.8%	16.7%	15.7%	—	—
Interest coverage	6.4×	11.5×	2.9×	3.3×	0.7×	0.6×	—	—
Current ratio	0.3×	0.4×	0.2×	0.4×	0.4×	1.0×	1.0×	+0.0%
Quick ratio	0.3×	0.4×	0.2×	0.4×	0.4×	1.0×	—	—
Cash ratio	0.0×	0.2×	0.1×	0.2×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	9.0×	1.6×	1.8×	3.9×	4.3×	0.1×	—	—
Dividend payout	6.1%	7.7%	7.6%	1.0%	5.7%	7.3%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.