Bank OZK

NAS:OZKFinancial ServicesNASDAQ:BANKSTOXX:EDD24BP

$45.19−2.02%At closeAt close · Tue 20 Oct · ≈ AED 165.96 · Market cap $4.93B · Next earnings Tue 20 Oct

OZK · Income statement · TradingHolo

USD billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Revenue	1.2	1.2	1.4	2.3	2.8	2.8	2.8	−1.3%
Cost of revenue	0.4	0.0	0.2	0.9	1.3	1.3	—	—
Gross profit	0.8	1.2	1.2	1.4	1.5	1.6	—	—
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Selling, general & administrative	0.2	0.2	0.2	0.3	0.3	0.4	—	—
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Operating expenses	0.4	0.4	0.5	0.5	0.6	0.6	—	—
Operating income	0.4	0.8	0.7	0.9	0.9	0.9	0.9	−4.1%
Interest expense	0.2	0.1	0.1	0.7	1.1	1.1	0.3	−75.5%
Interest income	1.1	1.1	1.3	2.1	2.6	2.7	—	—
Other income / expense	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Pre-tax income	0.4	0.8	0.7	0.9	0.9	0.9	0.9	−4.1%
Income tax	0.1	0.2	0.2	0.2	0.2	0.2	0.2	−6.4%
Net income	0.3	0.6	0.6	0.7	0.7	0.7	0.7	−3.4%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—	—
EPS, basic (per share)	2.26	4.49	4.55	5.89	6.16	6.21	6.07	−2.2%
EPS, diluted (per share)	2.26	4.47	4.54	5.87	6.14	6.17	6.06	−1.8%
EBITDA	0.4	0.8	0.8	0.9	1.0	1.1	—	—
Depreciation & amortization	0.0	0.0	0.1	0.1	0.1	0.1	—	—
Weighted average shares (shares)	129,319,000	129,060,000	120,275,000	114,460,000	113,625,000	110,383,000	—	—
Weighted average diluted shares (shares)	129,435,000	129,618,000	120,700,000	114,833,000	114,015,000	112,066,000	—	—
Gross margin	66.4%	99.7%	85.0%	62.0%	53.4%	55.4%	—	—
Operating margin	32.0%	63.4%	52.3%	38.5%	33.6%	33.3%	32.3%	−0.9 pts
Net margin	24.8%	48.8%	40.9%	30.7%	25.8%	25.5%	25.0%	−0.5 pts

USD billionsUpdated Tue 21 Jul ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.

TTM ends 2026-06-30 and uses four consecutive reported quarters.