PayPal Holdings Inc

NAS:PYPLFinancial ServicesCBOE:SPESGNASDAQ:INDS

——At close · Market cap — · Next earnings Tue 27 Oct

PYPL · Ratios · TradingHolo

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	54.9%	55.2%	50.1%	46.0%	46.1%	46.6%	—	—
Operating margin	15.3%	16.8%	13.9%	16.9%	16.7%	18.3%	18.3%	+0.0 pts
Net margin	19.6%	16.4%	8.8%	14.3%	13.0%	15.8%	15.8%	+0.0 pts
EBITDA margin	30.1%	22.1%	18.1%	22.9%	21.2%	23.2%	—	—
Return on equity	21.0%	19.2%	11.9%	20.2%	20.3%	25.8%	25.8%	+0.0 pts
Return on assets	6.0%	5.5%	3.1%	5.2%	5.1%	6.5%	6.5%	+0.0 pts
Return on capital employed	10.3%	13.0%	11.4%	14.9%	16.0%	18.0%	—	—
Debt / equity	0.4×	0.4×	0.5×	0.5×	0.5×	0.5×	0.5×	+0.0%
Debt / assets	12.7%	11.9%	13.2%	11.8%	12.1%	12.5%	—	—
Interest coverage	15.7×	18.4×	12.6×	14.5×	13.9×	13.8×	—	—
Current ratio	1.3×	1.2×	1.3×	1.3×	1.3×	1.3×	1.3×	+0.0%
Quick ratio	1.3×	1.2×	1.3×	1.3×	1.3×	1.3×	—	—
Cash ratio	0.1×	0.1×	0.2×	0.2×	0.1×	0.2×	0.2×	+0.0%
Asset turnover	0.3×	0.3×	0.3×	0.4×	0.4×	0.4×	—	—
Receivables turnover	0.6×	0.6×	0.6×	0.6×	0.7×	0.7×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	2.5%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.