SoFi Technologies Inc

NAS:SOFIFinancial ServicesNASDAQ:KFTXNASDAQ:NQUSMG

$14.30−1.72%At closeAt close · Tue 20 Oct · ≈ AED 52.52 · Market cap $18.47B · Next earnings Tue 27 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	75.3%	89.9%	86.2%	70.9%	69.7%	75.1%	—	—
Operating margin	−43.7%	−44.2%	−18.1%	−10.4%	6.3%	11.0%	11.0%	+0.0 pts
Net margin	−29.8%	−44.5%	−18.2%	−10.4%	13.5%	10.1%	10.1%	+0.0 pts
EBITDA margin	−34.4%	−34.9%	−9.5%	−3.4%	11.8%	15.9%	—	—
Return on equity	−7.3%	−10.3%	−5.8%	−5.4%	7.6%	4.6%	4.6%	+0.0 pts
Return on assets	−2.6%	−5.3%	−1.7%	−1.0%	1.4%	1.0%	1.0%	+0.0 pts
Return on capital employed	−4.6%	−5.7%	−2.9%	−2.8%	2.5%	4.3%	—	—
Debt / equity	1.7×	0.9×	1.0×	1.0×	0.5×	0.2×	0.2×	+0.0%
Debt / assets	59.1%	45.7%	29.6%	17.8%	8.8%	3.8%	—	—
Interest coverage	−1.8×	−4.7×	−1.7×	−0.4×	0.2×	0.5×	—	—
Current ratio	0.6×	1.1×	0.2×	0.2×	0.2×	0.2×	0.2×	+0.0%
Quick ratio	0.6×	1.1×	0.2×	0.2×	0.2×	0.2×	—	—
Cash ratio	0.6×	0.7×	0.2×	0.2×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	—	—
Receivables turnover	41.9×	12.7×	13.9×	17.1×	6.3×	5.3×	—	—
Dividend payout	−18.1%	−8.4%	−12.6%	−13.4%	3.3%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.