PennyMac Financial Services Inc

NYSE:PFSIFinancial ServicesCBOEFTSE:MRUTNASDAQ:HGX

$59.20−1.86%At closeAt close · Tue 20 Oct · ≈ AED 217.41 · Market cap $3.08B · Next earnings Tue 20 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	70.0%	59.9%	56.3%	41.6%	97.6%	91.4%	—	—
Operating margin	56.7%	38.2%	29.7%	17.4%	56.5%	34.6%	34.6%	+0.0 pts
Net margin	41.7%	28.2%	20.5%	7.1%	19.5%	11.5%	11.5%	+0.0 pts
EBITDA margin	57.6%	39.4%	31.8%	20.8%	29.7%	36.2%	—	—
Return on equity	48.6%	29.4%	13.7%	4.1%	8.1%	11.6%	11.6%	+0.0 pts
Return on assets	5.2%	5.3%	2.8%	0.8%	1.2%	1.7%	1.7%	+0.0 pts
Return on capital employed	10.8%	13.4%	5.6%	2.7%	5.7%	11.5%	—	—
Debt / equity	7.9×	4.1×	3.4×	3.8×	5.4×	5.4×	5.4×	+0.0%
Debt / assets	85.1%	74.5%	70.2%	71.6%	78.8%	78.5%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	1.1×	1.6×	—	—
Current ratio	2.6×	1.7×	2.3×	2.1×	1.6×	0.0×	0.0×	+0.0%
Quick ratio	2.6×	1.7×	2.3×	2.1×	1.6×	0.0×	—	—
Cash ratio	0.0×	0.0×	0.3×	0.2×	0.0×	0.0×	0.0×	+0.0%
Asset turnover	0.1×	0.2×	0.1×	0.1×	0.1×	0.1×	—	—
Receivables turnover	0.1×	0.3×	0.3×	0.2×	0.1×	254.9×	—	—
Dividend payout	1.9%	5.3%	11.5%	28.7%	16.7%	12.5%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.