AICL · Ratios · TradingHolo

Markets › Pakistan › KAR › AICL

Adamjee Insurance Co Ltd

KAR:AICLFinancePSX:ALLSHRPSX:KSE100

Rs 93.85+0.28%LiveIn session · ≈ AED 1.25 · Market cap $119.6M

🔔 Alert▶ Test a strategy

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Trend	YoY
Operating margin	6.8%	9.5%	6.4%	7.6%	10.0%	10.6%		+0.6 pts
Net margin	5.9%	7.7%	5.3%	4.0%	5.3%	5.6%		+0.3 pts
Return on equity	9.2%	11.5%	9.3%	8.4%	11.4%	11.0%		−0.4 pts
Return on assets	2.1%	2.4%	1.7%	1.8%	2.4%	2.3%		−0.1 pts
Return on capital employed	3.0%	3.8%	2.7%	3.9%	5.1%	4.9%		−0.2 pts
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×		−26.6%
Debt / assets	0.5%	1.0%	0.1%	0.1%	0.2%	0.1%		−0.1 pts
Interest coverage	38.2×	29.8×	14.1×	26.5×	36.5×	17.5×		−52.0%
Current ratio	4.4×	4.3×	3.2×	1.5×	1.6×	1.8×		+14.0%
Quick ratio	4.4×	4.3×	3.2×	1.5×	1.6×	1.8×		+14.0%
Cash ratio	0.6×	0.5×	0.3×	0.5×	0.6×	0.6×		+7.9%
Asset turnover	0.4×	0.3×	0.3×	0.5×	0.5×	0.4×		−9.0%
Dividend payout	44.7%	32.9%	44.7%	49.0%	32.0%	22.9%		−9.1 pts

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ